Credit-Card-Crusher is a simple learning program which illustrates the real cost of carrying high-interest debt. Simply fill in your current credit card debt. Crusher will then analyze your debt and show you the real carrying cost in terms that are concrete and meaningful. Specifically, Crusher will show you just how much house, how much car and how much retirement you are forsaking for the privilege of enriching your bank. Fun, simple and pointed, Credit-Card-Crusher is meant as a motivational tool to help young consumers appreciate that carrying high-interest debt represents a significant opportunity cost. A penny saved is NOT just a penny earned it's actually $64.30 in retirement return if invested early and compounded wisely. Credit decisions made early can make the difference between spending one's golden years clipping grocery coupons or sipping Margaritas on a sun-kissed Caribbean beach. Although Credit-Repair-Planner is useful for scheduling repayment, it is meant primarily as an educational tool making the path to credit-repayment explicit, concrete and visual. A clear understanding of the debt-repayment path is a crucial part of lifelong debt management. To use Credit-Card-Crusher, just download and run - the program is entirely self-contained and requires no installation (it can also be run directly from fixed media such as floppy or CD). Credit-Card-Crusher is a single, clean, compact executable with no spyware or DLL dependencies. It is part of an expanding collection of freeware tools available from atilla-credit-repair.info.