**Best loan app where you pay interest only on the withdrawn amount.**We are Indias first credit line based instant loan app in partnership with leading banks and NBFCs. Get an instant personal loan online with zero collateral and interest rates starting from as low as 13-24.3% pa for 2 to 36 months duration. We offer you the benefits of an easy personal loan and credit card combined. Borrow any amount starting from 3000 to 5 Lakh and transfer the amount directly to your bank account.Awarded the Best Innovative Lending Product/Service by IAMAIIncluded in INC42's 50 most innovative startups of 2018 listHow is MoneyTap different from any other traditional Indian personal loan app?Our credit line gives you an instant loan online in a 100% paperless process, no bank visit.Once your credit line is disbursed by us, you can use any amount from your available credit lineShop on 0% EMI for 3 months on Amazon.in*But wait, there's more!You pay interest only on borrowed amount, no interest on the unused amount.2-36 months flexible EMI tenuresA collateral-free personal loan appConsider it as an early salary loan onlineThe fastest bank loan you can get onlineHelp friends or family with an emergency cashAvailable CitiesOur service is currently available in 40+ cities:Delhi, NCR (Delhi, New Delhi, Noida, Greater Noida, Faridabad, Ghaziabad, Gurgaon)Mumbai (Mumbai, Navi Mumbai, Thane), Pune, Kolhapur, Nagpur, NashikHyderabad & SecunderabadTirupatiLucknowAhmedabad, Vadodara, Anand, Rajkot, Surat, BharuchHaridwar, DehradunChennai, Coimbatore, Salem, ErodeBangalore, MangaloreJaipur, JodhpurKolkataChandigarh, Mohali, Panchkula, AmbalaIndore, BhopalVisakhapatnam (Vizag), Vijayawada(Expanding soon!)Kochi.How does MoneyTap work?Get an instant loan in simple steps:Apply on the app and get approved in 4 minutes, create your profile, upload docs, check your eligibility and DONE!Instantly find out your pre-approved amountOnly PAN card number requiredComplete KYC verification after finishing your online application.MoneyTap Personal Loan UsesPhone se loan - use it as an urgent personal loan, education, medical, wedding, home renovation, mobile, used car, bike or two-wheeler loan, travel expenses, pay your rental deposit or loan to friends and other monthly billsBuy home appliances, furniture, and electronics by transferring money from one of the fastest instant cash loan onlineEligibilityMinimum salary: in-hand salary of 20,000/monthMinimum age: 23 years or above and below 55 yrsDocuments required:Aadhar numberIdentity proof (Driving license/Voter id/Passport/Aadhar/PAN)Address proof (Driving license/Voter id/Passport/Aadhar/Utility bills/bank statements)Original passport photo/selfieYou can get an instant personal loan online on Aadhaar card. E-sign your application with registered mobile OTP for fast-track application.Upon completion, your approved credit limit will be ready to use as quick personal loan anytime.FeesFor 1,00,000/- borrowed, with interest rate @ 13% per annum, a user would pay:-> Processing fee = 499 + GST = 588/- (Line setup fee to be paid before starting the credit line)->Interest = 13000= Total amount to be repaid after a year= 1,13,588/-* Interest Rate variesBonus: MoneyTap credit line credit card for RBL approved customers100% cash withdrawal from your credit card online50-days interest-free periodSecurity & Protection of PrivacyData security & privacy is a top priority at MoneyTap. Our backend APIs comply with mandated security standards and robust protocols which have been tested and certified by our partner banks IT team.Download our personal loan app now & happy Money Tapping!