Diamond Lakes Federal Credit Union is a full service financial institution ready to serve you as a member, not just as a customer. We are a not-for-profit financial cooperative owned by the folks that save and borrow money at Diamond Lakes. Profits are returned to members in the form of lower rates on loans, less fees and a higher return on savings products. All deposits are insured by the National Credit Union Administration, an agency of the federal government, to at least $250,000. To become a member, you must live, work, worship, attend school or regularly do business in one of the six counties we serve: Garland, Hot Spring, Clark, Grant, Montgomery or Pike Counties or Hot Springs Village. Services available include: savings, checking, certificate and individual retirement accounts; free debit cards; free 24-hour telephone service, free Internet banking & bill pay; free mobile banking; and free e-statements. Loans available include: new and used auto, boat, RV, motorcycle and ATV loans; VISA Credit Card; Credit Builder Loans; signature loans; mortgage loans; and savings secured loans. The mission of Diamond Lakes Federal Credit Union is to encourage savings, provide reasonably priced financial products and personal member service while maintaining financial stability. It is the intent of the credit union to be the primary financial institution for its members/owners and to expand economic opportunity for underserved people and communities that are served.