Flexible funding from a check, credit, debit, or bank account. No credit check - verified ID is all it takes. Issue cards quickly to employees of subcontractors. 5% discount on every purchase. Lowe's PreLoad is a mobile-based, real-time expense management solution that simplifies how you manage your cash flow and simplifies the expense reporting process. The Lowe's PreLoad app is the companion application for the Lowe's Preload Card. It is a no cost, prepaid card solution for Pro customers. Lowe's PreLoad is a full end-to-end payments and expense management solution that brings cutting edge technology to businesses to continue to compete in today's market by reducing cost and improving productivity for you and your employees. Lowe's PreLoad fills the gaps and drives your business forward.