A credit score is a crucial element nowdays simply because there is a lot of risk involved in lending money, and banks are very cautious with it. Before lending money the bank needs to make sure that you don't have any unpaid bills or bad debts. So for that reason they check your credit ratings. Symbolically it's like a green signal that enables them to go ahead. This is becoming important as lenders are checking credit scores rather than analyzing the actual goodwill statements for approving loans for their customers. In order to have good credit score, your goodwill statements needs to be flawless. You can get your report from goodwill statements agencies and check what score you have. We developed this application to help you estimate your credit score based on the information you have available on your accounts, credit cards, credit limit and so on. You also have the option to verify your score and get a report from professionals.