Get your free app & credit card reader today. Simply download the app, activate your account and have your card reader within 24-48 hours. This Credit Card Reader app allows you to accept credit card payments anywhere, anytime. All funds will be in your account the following day and you only pay 0. 39% on qualified debit transactions. Mobile Credit Card Reader AdvantagesA 2014 U. S. Federal Reserve study found 199, 800, 000 citizens are verified credit card holders. The study also showed some two billion credit cards are currently in use, as most own an average of two to three credit cards. As credit card use is so prevalent, it follows that more and more businesses, large and small alike, are utilizing mobile credit card readers in addition to stationary versions. So why switch to a mobile credit card swiper, or add one to your business? Let's check out a few of the many advantages that accompany mobile readers: AffordableCelebrated as highly cost-effective, mobile credit card machines don't cost nearly as much as their stationary counterparts. Additionally, transaction fees are generally less than 3 percent. Ease of UseMobile credit card readers are easy to operate, as quality options take payments almost immediately after set up. For best results, use a reader that works across multiple platforms, such as Android and the iPhone. Numerous Features and CapabilitiesTraditional credit card machines have limited functions, but mobile readers offer a variety of features and capabilities. Mobile options offer the ability to run reports and keep track of every transaction and receipt, as each card swiped is automatically saved to your mobile POS account. With everything on record, it's much easier to track fraudulent charges. Many systems offer customization options as well, such as price structure adjustments. FlexibilityMobile credit card terminals are ideal for those who frequently take their business on the road. This includes restaurants that operate food trucks, makeup artists and other individual proprietors who travel often for work, and those who appear at trade shows and festivals in addition to operating a brick-and-mortar establishment. Rather than limiting business to cash transactions when on the road, owners and operators are able to accept credit and debit cards, which contributes to an increase in customer base. ValidityUsing a mobile credit card swiper helps small businesses appear more "real" and "valid." Studies indicate customers feel a company is "established" when credit card readers are used. Additional Transaction OptionsMobile credit card readers generally offer more than one transaction option, such as manual entry in addition to using the swipe function. This means never having to write a sign that reads "Credit Card Terminal Down", which results in lost revenue and unhappy customers. The advantages of using a mobile credit card terminal are many. Add one to your business and see if you don't notice a positive difference immediately.