Two in one: the official Qualifier Plus IIIx from Calculated Industries for your Android device includes two models: #3415 and #3430 (Qualifier Plus IIIfx). And while perhaps obvious, if you change from an Android device to an iPhone or iPad, you WILL need to buy a new license as they are incompatible. All the Power and Versatility of the Qualifier Plus IIIx/IIIfx calculator - on your Android device. All the functionality of the Qualifier Plus IIIx mortgage payment calculator and the Qualifier Plus IIIfx mortgage payment calculator. Email loan worksheets to your clients from your Android Smartphone. No learning curve -- just one powerful, easy-to-use mortgage loan calculator app. Full User's Guide built in as well as ability to press and hold a key for specific helpThe Qualifier Plus IIIx calculator app gives you the same features and functions as the Qualifier Plus IIIx and IIIfx on your Android Smartphone, providing powerful real estate/finance/mortgage calculations. Need quick, accurate solutions when talking to a client? Instantly calculate P&I, PITI and total loan payments for conventional, FHA and VA mortgage loans. Includes complete buyer qualifying and more. You can even calculate amortization and loan data and e-mail it directly from the app screen on your phone. In addition to both common and advanced real estate finance problems and complete buyer qualifying, it calculates net present and net future values (NPV/NFV) as well as multiple cash flows and internal rate of return (IRR). Ideal for all real estate finance professionals including real estate agents, mortgage brokers, investors, mortgage lenders, title offices and trainers. Details: Built-in Real Estate/Finance/Mortgage Solutions for Qualifying Buyers & More. Calculate amortizations with remaining balances. Bi-weekly loans and ARMS. Rent vs. Buy finance comparisons and estimated tax savings. Future Value, property appreciation. Calculate IRR for multiple cash flows. Versatile Buyer Pre-Qualifying For Conventional and FHA/VA Home Loans. Various Payment Solutions; P&I, PITI, Total and FHA Payments. Complete Taxes, Insurance and Mortgage Insurance For True PITI Payments. Cash Flows: IRR, NPV and NFV. Automatic Sales Price & Down Payment Calculations. LTV function for quick purchase and refinance decisions. Complete Amortization, Balloon Payments. Bi-Weekly vs. Monthly Home Loan Comparisons. Simplify Complex ARMs. Find APR to Quickly fill out Truth In Lending Statements. Rent vs. Buy Solutions and Estimated Tax Savings. Built-in Date Math Function; Closing and Expiration Dates. Combo Loans and Interest Only Payments Special Functions: Amortization screen lets you see all amortization or loan data at once and e-mail it directly from the app screen on your phone. E-mail loan worksheets to your clients from your Android Smartphone. Built-in help - just press and hold the desired key for full, clear definitions, explanations and examples of keystrokes. Triple Zero Key saves time and keystrokes. Entry Editing Backspace - with a swipe of a fingerTRADEMARKS: Qualifier Plus is a registered trademark of Calculated Industries, Inc.